Scammers pose as a potential employer for an exclusively online or remote job. They will ask you to purchase computers and office equipment with the promise of reimbursement or claim to have overpaid you for your work. Reimbursements and overpayments will be reversed, leaving you responsible for the funds.
Scammers often provide customers with illegitimate bank information, offering to pay off your credit card balance—and possibly asking for gift cards or cash in return. But the payment is frequently reversed, leaving you responsible for the entire credit card balance.
Social Media Marketplace Scams
Scammers are placing ads on social media marketplaces for selling goods and services. Often, these deals require the customers to pay in advance. Once you pay the scammers, you won’t be able to get in touch with them again.
Impersonating Credit Card Providers or Banks
Scammers will try to pose as banks or credit card providers and ask you to provide your personal information or even transfer money by phone, text or email. In this process, the scammer is attempting to gain access to your account.
Don’t click on anything in an unsolicited email or text message asking you to update or verify account information. Look up the company’s phone number from a legitimate source—don’t use the one a potential scammer is providing—and call the company to ask if the request is authentic.
Contact us today for help!